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Seasonal Guide

Holiday Travel Insurance Tips

Traveling for the holidays? Whether you're driving to Grandma's or flying across the country, make sure your insurance has you covered. Here's what every NC family should know.

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94M+

Americans drive for holidays

$60+

Avg. rental counter upsell

15%

More accidents in Dec

5 min

To review your coverage

What You Need to Know

6 Insurance Tips for Holiday Travel

Your auto policy travels with you, but there are gaps to watch for during long holiday drives.

  • Your NC auto insurance covers you in all 50 states — no need for extra coverage when driving to visit family.
  • Roadside assistance through your policy covers towing, flat tires, lockouts, and dead batteries — even hundreds of miles from home.
  • If you're driving a longer distance than usual, consider increasing your liability limits temporarily. A 10-hour drive exposes you to more risk than your daily commute.
  • Rental car coverage from your auto policy can save you $15-30/day at the rental counter. Check your policy before your trip.

Pro Tip:

Save your insurance ID card to your phone's wallet app before you leave. If you're in an accident out of state, you'll have your policy info instantly.

Before You Go

Pre-Trip Insurance Checklist

Check off each item before you hit the road. Your progress is saved automatically.

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Not Sure What's Covered?

Call or text Cheryl before your trip. A 5-minute conversation can save you hundreds and give you peace of mind on the road.

Review My Coverage(336) 743-0000
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Special Weather Statement issued April 21 at 2:28PM EDT by NWS Newport/Morehead City NC

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